The last two years caught many of us off guard—and not just because of the pandemic. They also ushered in the hottest housing market on record, with home prices rising nationally by nearly 19%

Dated: December 11 2020
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Savings like this are life changing and could allow you to do so much more with your future plans. With just a few tweaks to your game plan, it is actually possible.
Paying extra on your mortgage each month will save you thousands of dollars in interest charges and cut multiple years off of your home loan ✂ ?.
Paying down the principal quicker on your home does not decrease your minimum payment each month. However, it will shorten the life of the loan and save you more money than most can save on their own.
Here are three different strategies to pay more each month, resulting in six-figure savings!
Some people do not know this, but the largest part of your early year payments go towards paying interest. If you pay a little extra on your principal now, this will make a significant amount of savings down the road.
The additional 1/12th of your monthly payment will decrease the balance on your current principal and likely avoid some of those interest charges.
If you get an annual bonus or a nice size tax return check, use it to pay one extra mortgage payment each year. You will cut the life of the loan significantly and save thousands in interest.
This takes a little more effort, but you could authorize an automatic transfer from your checking account to savings account bi-weekly. You will have made 26 half payments, which will become 13 full payments at the year's end. This is one extra month's payment.
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Co Owner of the Red Door Team Carmen has been born and raised in Snohomish. Is married, owns a home in downtown, has a Goldendoodle and is expecting her first child in April! Loves spending time with....
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